Last Updated: August 27, 2025
Introduction
Welcome to Finsecurely.com. These Terms and Conditions (“Terms”) set the rules for your use of our website at finsecurely.com. They also cover all content, features, and services found on our site. Our goal is to offer useful information and financial tools to help you understand finance, credit, insurance, cybersecurity, business, and investments.
Read these Terms carefully before using our website. By visiting or using the site, you agree to follow these Terms and our Privacy Policy. If you do not agree, please do not use the site.
Definitions
For these Terms & Conditions:
- User (“you”, “your”): Anyone who visits, browses, or uses our website.
- Website (“we”, “us”, “our”): Refers to Finsecurely.com.
- Content: All text, articles, images, graphics, videos, data, and materials on the site.
- Services: Financial articles, guides, news, and resources offered on the site.
- Tools: Financial calculators, estimators, and interactive features available on the site.
- Third-Party Services: Any services, links, or content provided by companies other than Finsecurely.com.
Acceptance of Terms
By using our website, you confirm that you have read and agree to these Terms. This agreement starts when you first visit the site.
Eligibility to Use the Website
You must be 18 years or older to use our site. By using the website, you state that you are of legal age and can form a binding contract.
Changes to the Terms & Conditions
We may update these Terms at any time. Changes take effect when posted. If you keep using the site after updates, it means you accept the new Terms. We recommend checking this page often to stay informed.
Description of Services
We offer several services to help you improve your financial knowledge and security.
- Financial Articles & Guides: Articles and advice on loans, credit, insurance, investing, crypto, and security.
- Tools & Calculators: Interactive tools for financial planning, such as loan or investment calculators and budget tools.
- News & Updates: Market news, business trends, and updates on financial regulations.
- Advertising & Sponsored Content: Some content may be sponsored or have ads. We identify these clearly.
User Responsibilities
- Accuracy of Information Provided: Please give accurate, current, and complete information if you share details with us.
- Lawful Use of Website: Use the site legally. Do not infringe on others’ rights or disrupt their experience.
- Prohibited Activities: Do not use our site for illegal activities or urge others to break the law.
Account Registration (If Applicable)
- Account Creation: Some site features may need you to register. Provide correct details when creating an account.
- Confidentiality of Login Details: Keep your account and password safe. You are responsible for any activity under your account.
- Termination of Account: We can end your account at any time if you break these Terms.
Intellectual Property Rights
- Copyright & Trademarks: All site content, including text, images, software, design, and arrangement, belongs to Finsecurely.com or our partners. This material is protected by copyright and other laws.
- Restrictions on Use of Content: You cannot copy, reproduce, share, or modify our content except for your personal, non-commercial use.
Use of Tools & Calculators
- Disclaimer of Accuracy: Our tools and calculators are for information and illustration only. We do not promise their results fit your specific situation.
- Educational/Informational Purposes Only: Tool results rely on the information you provide. They are for learning only. Do not treat them as professional financial advice.
Financial Disclaimer
- No Professional Advice: The site’s information is not a replacement for advice from a financial, legal, or tax professional. Always speak to a qualified expert for personal advice.
- Investments, Loans, Insurance, and Crypto Risks: Finance, investing, taking loans, buying insurance, and using crypto carry risks. We do not recommend or endorse specific products, services, or strategies.
- User’s Own Responsibility: Your financial choices are yours alone. Always weigh the risks and benefits before taking action based on our content.
Third-Party Links & Services
- External Websites Disclaimer: The site contains links to external websites for your convenience. We do not control these sites and are not responsible for their content or any losses you suffer by using them.
- Affiliate & Sponsored Links: Some links may be affiliate links. If you click and make a purchase, we may earn a commission. Sponsored content is clearly marked.
Advertising & Affiliate Disclosure
- Google AdSense: We use Google AdSense to show ads. Google uses cookies to show you relevant ads based on your browsing.
- Ezoic Platform: We use Ezoic to improve ads and user experience. Ezoic may use cookies and collect data.
- Other Third-Party Ads: We work with other advertisers. Each follows its own privacy policies.
User-Generated Content (if allowed)
- Posting Rules: If we allow user posts, don’t share anything unlawful, obscene, offensive, or that violates any rights.
- License to Use Content: By posting, you grant us rights to use, reproduce, or modify your content.
- Right to Remove Content: We may review and remove user content at our discretion.
Privacy & Data Protection
- Reference to Privacy Policy: Our Privacy Policy explains how we handle your data and is part of these Terms. Review it for details on personal data handling.
- Cookies & Tracking: By using the site, you consent to our cookie and tracking technology as described in the Privacy Policy.
Prohibited Activities
You must not:
- Fraudulent Use: Engage in or promote fraud.
- Misrepresentation: Pretend to be someone you are not or lie about your details.
- Unauthorized Access / Hacking: Try to hack, disrupt, or bypass our website security.
Limitation of Liability
- No Guarantees of Accuracy: We try to keep information accurate but cannot guarantee its completeness or reliability.
- No Responsibility for Losses: To the extent allowed by law, Finsecurely.com is not liable for losses, damages, or loss of profits from your use or inability to use our website.
Disclaimer of Warranties
- Website Provided “As-Is”: We do not promise the website is free from viruses or problems. Use it at your own risk. All content is provided “as is” and “as available” without warranties.
- No Guarantee of Availability: We do not guarantee the website or content will always be online or uninterrupted.
Indemnification
You agree to protect and hold Finsecurely.com and our team harmless against claims, losses, damages, or costs caused by your breach of these Terms or misuse of the website.
Termination of Use
- Right to Suspend or Ban Users: We may suspend or block your access to any or all parts of the site if we believe you have broken the rules or harmed our interests.
Governing Law & Jurisdiction
- Applicable Law: These Terms are governed by the laws of our company’s location. Legal disputes will be handled under those laws.
- Dispute Resolution / Arbitration: Any disputes must be resolved by binding arbitration.
Severability
If any part of these Terms is found invalid or unenforceable, the other sections will still apply.
Entire Agreement
These Terms and our Privacy Policy are the full agreement between you and Finsecurely.com. They replace any previous agreements or understandings.
Waiver
If we do not enforce a rule or right, it does not mean we give up future enforcement of that right or rule.
Force Majeure
We are not responsible for problems caused by events outside our control, such as technical failures or natural disasters.
Changes to Services or Website
We can change, remove, or stop any part of the site or services without notice. We are not liable if the website is unavailable.
Contact Information
If you have questions about these Terms & Conditions, contact us at:
Email:privacy@finsecurely.com
